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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,158 | $77,472-61.1% | $100,415-70.0% | $80,959-62.7% |
| Participation rate | 91.1% | 76.9%+14.2pp | 81.5%+9.6pp | 67.7%+23.5pp |
| Annual return | 18.81% | 37.26%-18.4pp | 49.47%-30.7pp | 35.67%-16.9pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,812 | $6,818+14.6% | $8,091-3.5% | $4,300+81.7% |
| Admin fee / account holder | $4,644 | $5,885-21.1% | $7,906-41.3% | $6,925-32.9% |