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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,224 | $72,071-34.5% | $68,368-30.9% | $137,256-65.6% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 23.36% | 353.14%-329.8pp | 292.57%-269.2pp | 220.34%-197.0pp |
| Employer contribution / active EE | $3,223 | $2,788+15.6% | $2,649+21.7% | $4,156-22.4% |
| Participant deferral / active EE | $4,202 | $4,410-4.7% | $4,123+1.9% | $6,407-34.4% |
| Admin fee / account holder | $345 | $5,336-93.5% | $5,150-93.3% | $12,270-97.2% |