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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,546 | $80,812+20.7% | $160,784-39.3% | $82,448+18.3% |
| Participation rate | 83.9% | 66.2%+17.6pp | 77.0%+6.9pp | 68.1%+15.8pp |
| Annual return | 17.91% | 100.59%-82.7pp | 1803.92%-1786.0pp | 41.64%-23.7pp |
| Employer contribution / active EE | $1,693 | $2,174-22.1% | $3,733-54.6% | $2,551-33.6% |
| Participant deferral / active EE | $4,570 | $4,335+5.4% | $6,293-27.4% | $4,139+10.4% |
| Admin fee / account holder | $18,286 | $7,695+137.6% | $9,717+88.2% | $7,234+152.8% |