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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,566 | $77,472+56.9% | $100,415+21.1% | $80,959+50.2% |
| Participation rate | 89.7% | 76.9%+12.7pp | 81.5%+8.1pp | 67.7%+22.0pp |
| Annual return | 15.92% | 37.26%-21.3pp | 49.47%-33.6pp | 35.67%-19.8pp |
| Employer contribution / active EE | $6,583 | $2,800+135.1% | $3,943+67.0% | $2,757+138.8% |
| Participant deferral / active EE | $17,480 | $6,818+156.4% | $8,091+116.0% | $4,300+306.5% |
| Admin fee / account holder | $3,501 | $5,885-40.5% | $7,906-55.7% | $6,925-49.4% |