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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,016 | $160,040-75.0% | $147,096-72.8% | $145,877-72.6% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.3pp | 80.3%-3.4pp |
| Annual return | 30.13% | 98.49%-68.4pp | 419.75%-389.6pp | 551.28%-521.2pp |
| Employer contribution / active EE | $2,886 | $5,289-45.4% | $4,936-41.5% | $4,663-38.1% |
| Participant deferral / active EE | $6,023 | $8,429-28.5% | $8,071-25.4% | $6,691-10.0% |
| Admin fee / account holder | $1,955 | $15,050-87.0% | $13,005-85.0% | $13,402-85.4% |