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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,319 | $176,105-69.7% | $159,474-66.6% | $167,536-68.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.72% | 331.91%-312.2pp | 263.68%-244.0pp | 478.82%-459.1pp |
| Employer contribution / active EE | $4,300 | $5,299-18.9% | $4,831-11.0% | $4,839-11.1% |
| Participant deferral / active EE | $12,068 | $7,751+55.7% | $7,353+64.1% | $6,342+90.3% |
| Admin fee / account holder | $4,605 | $12,559-63.3% | $10,802-57.4% | $12,315-62.6% |