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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,714 | $165,399-78.4% | $149,745-76.1% | $158,982-77.5% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 0.00% | 348.34%-348.3pp | 276.72%-276.7pp | 302.99%-303.0pp |
| Employer contribution / active EE | $2,742 | $5,105-46.3% | $4,646-41.0% | $4,763-42.4% |
| Participant deferral / active EE | $7,865 | $7,183+9.5% | $6,843+14.9% | $5,983+31.4% |
| Admin fee / account holder | $3,051 | $10,811-71.8% | $9,312-67.2% | $11,252-72.9% |