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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,764 | $196,972-78.8% | $182,262-77.1% | $198,609-79.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 27.36% | 158.27%-130.9pp | 140.60%-113.2pp | 202.70%-175.3pp |
| Employer contribution / active EE | $3,111 | $5,364-42.0% | $5,046-38.3% | $5,055-38.5% |
| Participant deferral / active EE | $6,246 | $8,643-27.7% | $8,276-24.5% | $6,977-10.5% |
| Admin fee / account holder | $385 | $18,429-97.9% | $16,712-97.7% | $19,030-98.0% |