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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,821 | $29,733-70.3% | $56,025-84.3% | $80,959-89.1% |
| Participation rate | 9.0% | 41.7%-32.8pp | 52.5%-43.6pp | 67.7%-58.7pp |
| Annual return | 13.23% | 35.28%-22.1pp | 1712.69%-1699.5pp | 35.67%-22.4pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $285 | $1,229-76.8% | $1,955-85.4% | $4,300-93.4% |
| Admin fee / account holder | $38 | $2,434-98.5% | $2,828-98.7% | $6,925-99.5% |