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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,978 | $172,111+69.1% | $150,298+93.6% | $137,256+112.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.55% | 69.37%-53.8pp | 62.79%-47.2pp | 220.34%-204.8pp |
| Employer contribution / active EE | $6,019 | $4,636+29.8% | $4,154+44.9% | $4,156+44.8% |
| Participant deferral / active EE | $874 | $6,166-85.8% | $5,453-84.0% | $6,407-86.4% |
| Admin fee / account holder | $12,402 | $16,471-24.7% | $14,116-12.1% | $12,270+1.1% |