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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,978 | $174,379+66.9% | $152,093+91.3% | $138,895+109.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.55% | 74.86%-59.3pp | 66.36%-50.8pp | 145.39%-129.8pp |
| Employer contribution / active EE | $6,019 | $4,652+29.4% | $4,175+44.2% | $4,194+43.5% |
| Participant deferral / active EE | $874 | $6,159-85.8% | $5,451-84.0% | $6,396-86.3% |
| Admin fee / account holder | $12,402 | $16,880-26.5% | $14,497-14.4% | $12,562-1.3% |