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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,712 | $121,677-74.8% | $104,625-70.6% | $158,966-80.7% |
| Participation rate | 58.3% | 77.5%-19.2pp | 74.1%-15.7pp | 82.0%-23.6pp |
| Annual return | 10.49% | 465.58%-455.1pp | 340.60%-330.1pp | 302.95%-292.5pp |
| Employer contribution / active EE | $878 | $3,165-72.3% | $2,681-67.3% | $4,762-81.6% |
| Participant deferral / active EE | $2,533 | $4,175-39.3% | $3,738-32.2% | $5,983-57.7% |
| Admin fee / account holder | $81 | $7,777-99.0% | $6,465-98.8% | $11,250-99.3% |