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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,548 | $113,338-81.0% | $94,993-77.3% | $147,586-85.4% |
| Participation rate | 52.9% | 78.0%-25.0pp | 73.9%-20.9pp | 82.8%-29.9pp |
| Annual return | 26.30% | 20.80%+5.5pp | 27.14%-0.8pp | 578.59%-552.3pp |
| Employer contribution / active EE | $520 | $3,160-83.5% | $2,603-80.0% | $4,876-89.3% |
| Participant deferral / active EE | $2,664 | $3,777-29.5% | $3,317-19.7% | $5,439-51.0% |
| Admin fee / account holder | $25 | $6,063-99.6% | $4,960-99.5% | $10,886-99.8% |