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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,841 | $162,136+21.4% | $152,301+29.2% | $154,746+27.2% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 14.16% | 91.02%-76.9pp | 80.50%-66.3pp | 172.34%-158.2pp |
| Employer contribution / active EE | $703 | $4,890-85.6% | $4,624-84.8% | $4,379-84.0% |
| Participant deferral / active EE | $8,226 | $8,341-1.4% | $8,004+2.8% | $6,730+22.2% |
| Admin fee / account holder | $3,557 | $15,759-77.4% | $14,398-75.3% | $14,365-75.2% |