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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,753 | $138,075-39.3% | $123,552-32.2% | $135,379-38.1% |
| Participation rate | 84.6% | 84.7%-0.1pp | 82.3%+2.3pp | 82.6%+2.0pp |
| Annual return | -4.86% | 153.70%-158.6pp | 119.20%-124.1pp | 519.79%-524.7pp |
| Employer contribution / active EE | $787 | $5,152-84.7% | $4,628-83.0% | $4,779-83.5% |
| Participant deferral / active EE | $6,686 | $6,800-1.7% | $6,426+4.1% | $5,609+19.2% |
| Admin fee / account holder | $6,938 | $10,917-36.4% | $9,285-25.3% | $10,828-35.9% |