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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,190 | $185,312-83.7% | $161,489-81.3% | $154,746-80.5% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 24.46% | 103.84%-79.4pp | 89.72%-65.3pp | 172.34%-147.9pp |
| Employer contribution / active EE | $2,521 | $4,769-47.1% | $4,268-40.9% | $4,379-42.4% |
| Participant deferral / active EE | $3,111 | $6,350-51.0% | $5,630-44.7% | $6,730-53.8% |
| Admin fee / account holder | $73 | $18,654-99.6% | $16,006-99.5% | $14,365-99.5% |