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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,190 | $172,111-82.5% | $150,298-79.9% | $137,256-78.0% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 24.46% | 69.37%-44.9pp | 62.79%-38.3pp | 220.34%-195.9pp |
| Employer contribution / active EE | $2,521 | $4,636-45.6% | $4,154-39.3% | $4,156-39.3% |
| Participant deferral / active EE | $3,111 | $6,166-49.5% | $5,453-42.9% | $6,407-51.4% |
| Admin fee / account holder | $73 | $16,471-99.6% | $14,116-99.5% | $12,270-99.4% |