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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,016 | $115,810-59.4% | $101,271-53.6% | $158,966-70.4% |
| Participation rate | 70.0% | 79.4%-9.4pp | 75.8%-5.8pp | 82.0%-12.0pp |
| Annual return | 12.24% | 56.15%-43.9pp | 46.48%-34.2pp | 302.95%-290.7pp |
| Employer contribution / active EE | $2,500 | $4,175-40.1% | $3,660-31.7% | $4,762-47.5% |
| Participant deferral / active EE | $5,253 | $4,958+5.9% | $4,371+20.2% | $5,983-12.2% |
| Admin fee / account holder | $2,592 | $7,248-64.2% | $5,948-56.4% | $11,250-77.0% |