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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,833 | $107,353-70.3% | $92,903-65.7% | $152,885-79.2% |
| Participation rate | 80.0% | 79.8%+0.2pp | 76.0%+4.0pp | 82.5%-2.5pp |
| Annual return | 23.18% | 145.62%-122.4pp | 109.43%-86.3pp | 345.39%-322.2pp |
| Employer contribution / active EE | $3,727 | $4,222-11.7% | $3,653+2.0% | $4,763-21.8% |
| Participant deferral / active EE | $5,789 | $4,848+19.4% | $4,238+36.6% | $5,851-1.1% |
| Admin fee / account holder | $301 | $7,081-95.7% | $5,795-94.8% | $11,598-97.4% |