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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,523 | $63,703-92.9% | $93,063-95.1% | $82,448-94.5% |
| Participation rate | 66.7% | 63.8%+2.8pp | 72.1%-5.4pp | 68.1%-1.4pp |
| Annual return | 23.92% | -775.43%+799.3pp | 34.15%-10.2pp | 41.64%-17.7pp |
| Employer contribution / active EE | $681 | $1,729-60.6% | $2,476-72.5% | $2,551-73.3% |
| Participant deferral / active EE | $1,386 | $2,919-52.5% | $3,958-65.0% | $4,139-66.5% |
| Admin fee / account holder | $115 | $5,982-98.1% | $6,033-98.1% | $7,234-98.4% |