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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,523 | $73,107-93.8% | $114,563-96.1% | $87,485-94.8% |
| Participation rate | 66.7% | 65.8%+0.9pp | 72.9%-6.2pp | 68.9%-2.3pp |
| Annual return | 23.92% | 19.47%+4.4pp | 241.09%-217.2pp | 26.06%-2.1pp |
| Employer contribution / active EE | $681 | $1,881-63.8% | $2,592-73.7% | $2,596-73.8% |
| Participant deferral / active EE | $1,386 | $3,144-55.9% | $4,142-66.5% | $4,274-67.6% |
| Admin fee / account holder | $115 | $5,770-98.0% | $7,623-98.5% | $7,775-98.5% |