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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,998 | $211,224-91.5% | $178,505-89.9% | $145,897-87.7% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 11.75% | 30.28%-18.5pp | 27.16%-15.4pp | 552.29%-540.5pp |
| Employer contribution / active EE | $1,653 | $4,577-63.9% | $3,955-58.2% | $4,663-64.5% |
| Participant deferral / active EE | $3,364 | $6,966-51.7% | $6,280-46.4% | $6,689-49.7% |
| Admin fee / account holder | $1,013 | $12,109-91.6% | $10,428-90.3% | $13,390-92.4% |