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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,564 | $67,411-71.0% | $91,004-78.5% | $70,126-72.1% |
| Participation rate | 87.7% | 71.4%+16.3pp | 75.6%+12.1pp | 69.5%+18.2pp |
| Annual return | 18.55% | -40.16%+58.7pp | 4.60%+14.0pp | 73.15%-54.6pp |
| Employer contribution / active EE | $2,088 | $1,786+16.9% | $2,456-15.0% | $2,343-10.9% |
| Participant deferral / active EE | $4,117 | $2,823+45.8% | $3,548+16.0% | $3,332+23.6% |
| Admin fee / account holder | $3,376 | $4,236-20.3% | $5,417-37.7% | $4,645-27.3% |