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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,937 | $58,828-72.9% | $78,002-79.6% | $62,881-74.7% |
| Participation rate | 89.7% | 71.1%+18.6pp | 75.5%+14.1pp | 69.3%+20.4pp |
| Annual return | 6.73% | 17.16%-10.4pp | 425.99%-419.3pp | 20.14%-13.4pp |
| Employer contribution / active EE | $2,097 | $1,672+25.4% | $2,470-15.1% | $2,281-8.1% |
| Participant deferral / active EE | $4,023 | $2,686+49.8% | $3,497+15.0% | $3,203+25.6% |
| Admin fee / account holder | $309 | $4,393-93.0% | $5,481-94.4% | $4,296-92.8% |