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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,514 | $81,457-36.8% | $103,378-50.2% | $80,911-36.3% |
| Participation rate | 40.0% | 66.8%-26.8pp | 74.5%-34.5pp | 67.6%-27.6pp |
| Annual return | 20.14% | 25.58%-5.4pp | 24.91%-4.8pp | 35.63%-15.5pp |
| Employer contribution / active EE | $911 | $3,107-70.7% | $3,870-76.5% | $2,756-66.9% |
| Participant deferral / active EE | $2,204 | $3,871-43.1% | $5,058-56.4% | $4,297-48.7% |
| Admin fee / account holder | $9,993 | $6,717+48.8% | $8,401+18.9% | $6,935+44.1% |