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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,427 | $133,981-71.3% | $112,249-65.8% | $134,532-71.4% |
| Participation rate | 61.5% | 78.6%-17.0pp | 75.1%-13.5pp | 81.2%-19.7pp |
| Annual return | -20.48% | 47.16%-67.6pp | 27.48%-48.0pp | 418.27%-438.7pp |
| Employer contribution / active EE | $1,303 | $4,040-67.7% | $3,636-64.2% | $4,741-72.5% |
| Participant deferral / active EE | $3,157 | $5,292-40.3% | $4,729-33.2% | $6,401-50.7% |
| Admin fee / account holder | $452 | $7,492-94.0% | $6,412-92.9% | $11,429-96.0% |