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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,835 | $81,262-44.8% | $155,602-71.2% | $80,911-44.6% |
| Participation rate | 52.0% | 66.2%-14.2pp | 78.2%-26.2pp | 67.6%-15.6pp |
| Annual return | 14.41% | 33.34%-18.9pp | 64.81%-50.4pp | 35.63%-21.2pp |
| Employer contribution / active EE | $1,415 | $3,102-54.4% | $4,675-69.7% | $2,756-48.6% |
| Participant deferral / active EE | $2,586 | $3,451-25.1% | $5,629-54.1% | $4,297-39.8% |
| Admin fee / account holder | $3,293 | $7,992-58.8% | $15,923-79.3% | $6,935-52.5% |