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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,891 | $254,759-33.7% | $216,567-22.0% | $198,609-15.0% |
| Participation rate | 87.5% | 84.5%+3.0pp | 81.6%+5.9pp | 82.4%+5.1pp |
| Annual return | 15.61% | 10.04%+5.6pp | 12.94%+2.7pp | 202.70%-187.1pp |
| Employer contribution / active EE | $2,221 | $6,096-63.6% | $5,216-57.4% | $5,055-56.1% |
| Participant deferral / active EE | $6,839 | $6,948-1.6% | $6,191+10.5% | $6,977-2.0% |
| Admin fee / account holder | $7,388 | $26,311-71.9% | $21,981-66.4% | $19,030-61.2% |