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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,891 | $178,174-5.2% | $156,181+8.1% | $137,256+23.0% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.8%+8.7pp | 80.0%+7.5pp |
| Annual return | 15.61% | 84.19%-68.6pp | 64.87%-49.3pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,221 | $4,972-55.3% | $4,294-48.3% | $4,156-46.6% |
| Participant deferral / active EE | $6,839 | $6,888-0.7% | $6,132+11.5% | $6,407+6.7% |
| Admin fee / account holder | $7,388 | $17,404-57.5% | $14,586-49.3% | $12,270-39.8% |