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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,802 | $67,823-97.3% | $52,425-96.6% | $137,256-98.7% |
| Participation rate | 81.8% | 63.9%+17.9pp | 55.6%+26.2pp | 80.0%+1.9pp |
| Annual return | 20.61% | 219.11%-198.5pp | 302.12%-281.5pp | 220.34%-199.7pp |
| Employer contribution / active EE | $585 | $1,163-49.7% | $914-36.1% | $4,156-85.9% |
| Participant deferral / active EE | $608 | $2,288-73.4% | $1,790-66.0% | $6,407-90.5% |
| Admin fee / account holder | $776 | $2,844-72.7% | $2,495-68.9% | $12,270-93.7% |