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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,176 | $123,793-55.4% | $177,827-69.0% | $79,858-30.9% |
| Participation rate | 81.4% | 84.7%-3.2pp | 87.7%-6.3pp | 69.6%+11.8pp |
| Annual return | 17.66% | 22.82%-5.2pp | 48.32%-30.7pp | 31.72%-14.1pp |
| Employer contribution / active EE | $909 | $4,095-77.8% | $5,918-84.6% | $2,471-63.2% |
| Participant deferral / active EE | $13,398 | $5,956+124.9% | $7,713+73.7% | $3,740+258.2% |
| Admin fee / account holder | $5,134 | $7,243-29.1% | $12,429-58.7% | $5,306-3.2% |