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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,949 | $100,060-73.1% | $149,721-82.0% | $70,126-61.6% |
| Participation rate | 77.1% | 83.6%-6.4pp | 87.1%-9.9pp | 69.5%+7.6pp |
| Annual return | 19.77% | 27.46%-7.7pp | 1501.67%-1481.9pp | 73.15%-53.4pp |
| Employer contribution / active EE | $1,470 | $3,661-59.8% | $5,444-73.0% | $2,343-37.2% |
| Participant deferral / active EE | $7,858 | $4,982+57.7% | $6,568+19.6% | $3,332+135.8% |
| Admin fee / account holder | $1,910 | $8,285-76.9% | $11,282-83.1% | $4,645-58.9% |