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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,387 | $88,754+148.3% | $81,820+169.4% | $145,877+51.1% |
| Participation rate | 42.9% | 75.1%-32.2pp | 72.4%-29.5pp | 80.3%-37.4pp |
| Annual return | 16.72% | 1031.77%-1015.0pp | 777.93%-761.2pp | 551.28%-534.6pp |
| Employer contribution / active EE | $3,607 | $3,085+16.9% | $2,915+23.7% | $4,663-22.7% |
| Participant deferral / active EE | $9,981 | $4,648+114.7% | $4,323+130.9% | $6,691+49.2% |
| Admin fee / account holder | $0 | $8,424-100.0% | $7,391-100.0% | $13,402-100.0% |