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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,023 | $114,119-71.9% | $107,187-70.1% | $138,895-76.9% |
| Participation rate | 84.6% | 78.1%+6.5pp | 75.0%+9.6pp | 79.9%+4.7pp |
| Annual return | 17.18% | 273.21%-256.0pp | 204.55%-187.4pp | 145.39%-128.2pp |
| Employer contribution / active EE | $3,541 | $4,059-12.8% | $3,782-6.4% | $4,194-15.6% |
| Participant deferral / active EE | $5,244 | $5,538-5.3% | $5,096+2.9% | $6,396-18.0% |
| Admin fee / account holder | $357 | $10,024-96.4% | $9,162-96.1% | $12,562-97.2% |