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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,685 | $106,247-85.2% | $96,515-83.7% | $139,466-88.8% |
| Participation rate | 40.0% | 77.8%-37.8pp | 74.3%-34.3pp | 80.3%-40.3pp |
| Annual return | 42.17% | 38.47%+3.7pp | 35.73%+6.4pp | 373.66%-331.5pp |
| Employer contribution / active EE | $2,222 | $4,106-45.9% | $3,740-40.6% | $4,754-53.2% |
| Participant deferral / active EE | $3,789 | $5,456-30.5% | $4,880-22.3% | $6,712-43.5% |
| Admin fee / account holder | $48 | $7,885-99.4% | $6,735-99.3% | $11,409-99.6% |