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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,452 | $99,995-52.5% | $85,063-44.2% | $145,978-67.5% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 15.52% | 83.99%-68.5pp | 66.54%-51.0pp | 550.52%-535.0pp |
| Employer contribution / active EE | $1,467 | $3,231-54.6% | $2,727-46.2% | $4,662-68.5% |
| Participant deferral / active EE | $1,939 | $5,295-63.4% | $4,523-57.1% | $6,690-71.0% |
| Admin fee / account holder | $161 | $7,255-97.8% | $6,155-97.4% | $13,400-98.8% |