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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,146 | $96,388-61.5% | $80,627-53.9% | $139,466-73.4% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 19.02% | 1352.08%-1333.1pp | 936.76%-917.7pp | 373.66%-354.6pp |
| Employer contribution / active EE | $1,141 | $3,260-65.0% | $2,723-58.1% | $4,754-76.0% |
| Participant deferral / active EE | $2,979 | $5,224-43.0% | $4,443-32.9% | $6,712-55.6% |
| Admin fee / account holder | $189 | $6,603-97.1% | $5,381-96.5% | $11,409-98.3% |