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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,980 | $65,566+78.4% | $86,200+35.7% | $75,173+55.6% |
| Participation rate | 93.6% | 60.5%+33.1pp | 69.0%+24.7pp | 67.2%+26.4pp |
| Annual return | 27.29% | 46.06%-18.8pp | 1168.58%-1141.3pp | 160.65%-133.4pp |
| Employer contribution / active EE | $9,933 | $1,553+539.6% | $2,381+317.3% | $2,670+272.0% |
| Participant deferral / active EE | $9,069 | $3,024+199.9% | $3,986+127.5% | $4,126+119.8% |
| Admin fee / account holder | $1,661 | $5,475-69.7% | $6,853-75.8% | $5,651-70.6% |