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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,980 | $65,566+78.4% | $86,235+35.7% | $75,177+55.6% |
| Participation rate | 93.6% | 60.5%+33.1pp | 69.0%+24.7pp | 67.2%+26.4pp |
| Annual return | 27.29% | 46.07%-18.8pp | 1170.03%-1142.7pp | 160.75%-133.5pp |
| Employer contribution / active EE | $9,933 | $1,553+539.5% | $2,381+317.2% | $2,671+271.9% |
| Participant deferral / active EE | $9,069 | $3,023+200.0% | $3,987+127.5% | $4,126+119.8% |
| Admin fee / account holder | $1,661 | $5,470-69.6% | $6,856-75.8% | $5,651-70.6% |