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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,414 | $59,819+36.1% | $79,583+2.3% | $68,490+18.9% |
| Participation rate | 93.5% | 61.1%+32.4pp | 69.5%+24.0pp | 67.9%+25.6pp |
| Annual return | -21.46% | -12.30%-9.2pp | 0.16%-21.6pp | -7.85%-13.6pp |
| Employer contribution / active EE | $8,536 | $1,505+467.1% | $2,414+253.7% | $2,597+228.7% |
| Participant deferral / active EE | $7,704 | $3,025+154.7% | $3,986+93.3% | $4,028+91.3% |
| Admin fee / account holder | $2,104 | $4,835-56.5% | $6,835-69.2% | $5,403-61.1% |