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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,612 | $167,362-68.0% | $143,799-62.7% | $134,532-60.1% |
| Participation rate | 58.3% | 84.8%-26.5pp | 80.3%-22.0pp | 81.2%-22.9pp |
| Annual return | -17.09% | 0.47%-17.6pp | -0.04%-17.0pp | 418.27%-435.4pp |
| Employer contribution / active EE | $1,493 | $5,620-73.4% | $4,952-69.9% | $4,741-68.5% |
| Participant deferral / active EE | $3,284 | $6,447-49.1% | $5,638-41.8% | $6,401-48.7% |
| Admin fee / account holder | $3,468 | $18,094-80.8% | $14,677-76.4% | $11,429-69.7% |