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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,782 | $209,425-82.4% | $178,499-79.4% | $158,966-76.9% |
| Participation rate | 65.2% | 86.4%-21.1pp | 81.9%-16.7pp | 82.0%-16.7pp |
| Annual return | 12.03% | 188.80%-176.8pp | 151.10%-139.1pp | 302.95%-290.9pp |
| Employer contribution / active EE | $1,396 | $5,707-75.5% | $5,011-72.1% | $4,762-70.7% |
| Participant deferral / active EE | $3,315 | $5,955-44.3% | $5,202-36.3% | $5,983-44.6% |
| Admin fee / account holder | $4,136 | $17,078-75.8% | $13,986-70.4% | $11,250-63.2% |