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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,222 | $135,956-66.0% | $123,894-62.7% | $273,972-83.1% |
| Participation rate | 71.4% | 84.1%-12.6pp | 81.4%-10.0pp | 83.0%-11.6pp |
| Annual return | 7.23% | 56.63%-49.4pp | 47.52%-40.3pp | 41.46%-34.2pp |
| Employer contribution / active EE | $1,977 | $5,170-61.8% | $4,617-57.2% | $4,869-59.4% |
| Participant deferral / active EE | $3,111 | $6,343-50.9% | $5,984-48.0% | $5,287-41.2% |
| Admin fee / account holder | $5,746 | $9,817-41.5% | $8,357-31.2% | $10,133-43.3% |