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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,008 | $127,387-68.6% | $115,038-65.2% | $125,389-68.1% |
| Participation rate | 70.0% | 84.2%-14.2pp | 81.4%-11.4pp | 83.2%-13.2pp |
| Annual return | 36.04% | 31.28%+4.8pp | 26.14%+9.9pp | 282.24%-246.2pp |
| Employer contribution / active EE | $2,503 | $5,166-51.5% | $4,608-45.7% | $4,866-48.6% |
| Participant deferral / active EE | $4,916 | $6,423-23.5% | $6,026-18.4% | $5,352-8.1% |
| Admin fee / account holder | $3,106 | $9,516-67.4% | $8,175-62.0% | $9,541-67.4% |