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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,350 | $108,912+73.9% | $100,383+88.6% | $145,959+29.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.51% | 57.96%-44.5pp | 49.26%-35.8pp | 561.95%-548.4pp |
| Employer contribution / active EE | $17,481 | $4,423+295.3% | $3,944+343.3% | $4,661+275.1% |
| Participant deferral / active EE | $19,825 | $8,451+134.6% | $8,086+145.2% | $6,689+196.4% |
| Admin fee / account holder | $3,940 | $9,690-59.3% | $7,900-50.1% | $13,398-70.6% |