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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,350 | $108,942+73.8% | $100,415+88.6% | $145,897+29.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.51% | 58.27%-44.8pp | 49.47%-36.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $17,481 | $4,422+295.3% | $3,943+343.3% | $4,663+274.9% |
| Participant deferral / active EE | $19,825 | $8,461+134.3% | $8,091+145.0% | $6,689+196.4% |
| Admin fee / account holder | $3,940 | $9,702-59.4% | $7,906-50.2% | $13,390-70.6% |