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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,677 | $176,105-57.0% | $159,474-52.5% | $167,536-54.8% |
| Participation rate | 85.0% | 85.0%0pp | 82.8%+2.2pp | 82.1%+2.9pp |
| Annual return | 10.85% | 331.91%-321.1pp | 263.68%-252.8pp | 478.82%-468.0pp |
| Employer contribution / active EE | $3,252 | $5,299-38.6% | $4,831-32.7% | $4,839-32.8% |
| Participant deferral / active EE | $5,588 | $7,751-27.9% | $7,353-24.0% | $6,342-11.9% |
| Admin fee / account holder | $1,161 | $12,559-90.8% | $10,802-89.3% | $12,315-90.6% |