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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,480 | $165,399-59.8% | $149,745-55.6% | $158,982-58.2% |
| Participation rate | 84.2% | 84.6%-0.4pp | 82.5%+1.7pp | 82.0%+2.2pp |
| Annual return | 11.78% | 348.34%-336.6pp | 276.72%-264.9pp | 302.99%-291.2pp |
| Employer contribution / active EE | $3,350 | $5,105-34.4% | $4,646-27.9% | $4,763-29.7% |
| Participant deferral / active EE | $4,548 | $7,183-36.7% | $6,843-33.5% | $5,983-24.0% |
| Admin fee / account holder | $5,813 | $10,811-46.2% | $9,312-37.6% | $11,252-48.3% |