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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,650 | $89,370-34.4% | $141,197-58.5% | $72,976-19.6% |
| Participation rate | 96.4% | 75.1%+21.3pp | 82.5%+14.0pp | 69.5%+26.9pp |
| Annual return | 19.81% | 111.88%-92.1pp | 71.41%-51.6pp | 81.02%-61.2pp |
| Employer contribution / active EE | $2,433 | $3,115-21.9% | $4,736-48.6% | $2,440-0.3% |
| Participant deferral / active EE | $2,157 | $5,419-60.2% | $6,710-67.9% | $3,608-40.2% |
| Admin fee / account holder | $416 | $5,957-93.0% | $10,265-95.9% | $5,124-91.9% |