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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,442 | $165,361-14.5% | $149,715-5.5% | $158,950-11.0% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 10.90% | 348.24%-337.3pp | 276.66%-265.8pp | 302.91%-292.0pp |
| Employer contribution / active EE | $2,203 | $5,103-56.8% | $4,645-52.6% | $4,762-53.7% |
| Participant deferral / active EE | $3,907 | $7,182-45.6% | $6,842-42.9% | $5,983-34.7% |
| Admin fee / account holder | $243 | $10,808-97.8% | $9,310-97.4% | $11,248-97.8% |