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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,788 | $138,072-32.1% | $123,549-24.1% | $135,382-30.7% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -5.38% | 153.69%-159.1pp | 119.20%-124.6pp | 519.77%-525.2pp |
| Employer contribution / active EE | $1,741 | $5,152-66.2% | $4,628-62.4% | $4,779-63.6% |
| Participant deferral / active EE | $4,494 | $6,799-33.9% | $6,426-30.1% | $5,609-19.9% |
| Admin fee / account holder | $288 | $10,917-97.4% | $9,284-96.9% | $10,829-97.3% |