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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,012 | $159,978-51.2% | $147,041-46.9% | $145,978-46.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.73% | 98.36%-84.6pp | 419.21%-405.5pp | 550.52%-536.8pp |
| Employer contribution / active EE | $6,941 | $5,288+31.3% | $4,935+40.7% | $4,662+48.9% |
| Participant deferral / active EE | $16,070 | $8,429+90.7% | $8,071+99.1% | $6,690+140.2% |
| Admin fee / account holder | $13,164 | $15,053-12.6% | $13,006+1.2% | $13,400-1.8% |