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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,391 | $82,674-65.7% | $125,381-77.4% | $68,486-58.5% |
| Participation rate | 96.6% | 75.1%+21.5pp | 82.4%+14.2pp | 67.9%+28.7pp |
| Annual return | 0.25% | -5.97%+6.2pp | 572.31%-572.1pp | -7.85%+8.1pp |
| Employer contribution / active EE | $7,138 | $3,382+111.1% | $4,815+48.2% | $2,597+174.9% |
| Participant deferral / active EE | $12,953 | $6,111+112.0% | $7,448+73.9% | $4,028+221.6% |
| Admin fee / account holder | $1,321 | $6,277-79.0% | $10,007-86.8% | $5,404-75.6% |