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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,889 | $150,447-13.0% | $136,298-4.0% | $147,586-11.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 24.34% | 1049.15%-1024.8pp | 5156.27%-5131.9pp | 578.59%-554.3pp |
| Employer contribution / active EE | $4,413 | $5,256-16.0% | $4,696-6.0% | $4,876-9.5% |
| Participant deferral / active EE | $15,466 | $6,631+133.2% | $6,247+147.6% | $5,439+184.4% |
| Admin fee / account holder | $381 | $10,906-96.5% | $9,244-95.9% | $10,886-96.5% |