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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,522 | $138,114-7.7% | $125,391+1.7% | $134,545-5.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.83% | 750.88%-764.7pp | 572.41%-586.2pp | 418.37%-432.2pp |
| Employer contribution / active EE | $5,229 | $5,246-0.3% | $4,816+8.6% | $4,742+10.3% |
| Participant deferral / active EE | $12,425 | $7,801+59.3% | $7,448+66.8% | $6,401+94.1% |
| Admin fee / account holder | $30,525 | $11,570+163.8% | $10,009+205.0% | $11,431+167.0% |