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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,021 | $185,856-45.6% | $170,028-40.6% | $139,456-27.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 4.34% | 60.52%-56.2pp | 53.39%-49.0pp | 373.45%-369.1pp |
| Employer contribution / active EE | $4,953 | $7,593-34.8% | $6,788-27.0% | $4,753+4.2% |
| Participant deferral / active EE | $17,213 | $11,623+48.1% | $10,409+65.4% | $6,711+156.5% |
| Admin fee / account holder | $836 | $15,387-94.6% | $12,820-93.5% | $11,407-92.7% |